In a move to enhance the
reach for his pet programme, Jan Dhan Yojana, the Prime Minister Narendra Modi
has sent an email to all bankers to gear up for the next phase of the Pradhan
Mantri Jan Dhan Yojana that will focus on credit, insurance and pension
services.Modi has also asked bankers
to ensure that all “Jan Dhan” bank accounts are linked to “Aadhaar” or unique
identification numbers allotted to people. “We need to redouble efforts
on financial literacy. Aadhaar seeding needs to improve further. Bank Mitras
need to be enabled to carry out RuPay card and Aadhaar enabled transactions in
the villages,” he said.Modi said: “I want you to
work to ensure that each account holder enrols for Aadhaar and seeds it in the
bank account. This needs to be done for all accounts.
I am sure you will do
this seeding with the same zeal you showed in implementing the bank account
opening drive.”However, he congratulating
bankers for extending services and felt the need to build on this success and
leverage these accounts by offering other range of services like credit,
insurance and pension. He felt, this would be the next phase of Jan Dhan
Yojana. The scheme, launched after
Modi’s Independence Day address in August last year, has surpassed the target
of 10 crore bank accounts by opening 11.5 crore accounts till date.